LifeSmarts FBLA Spring Challenge

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LifeSmarts is a national educational competition focused on personal finance and consumer topics. It complements curriculum already in place at LCTI. This program, open to 6th-12th-grade students in the United States, quizzes students about personal finance, technology & workforce preparation, consumer rights & responsibilities, health & safety, and the environment.

The LifeSmarts FBLA Challenge

The LifeSmarts FBLA Challenge is a competitive event that begins online, and the 12 top-scoring teams, (but only one per state), from both the Fall and Spring Challenges advance to live, in-person competition at the National Leadership Conference the following summer. Two FBLA members join an FBLA team and compete individually and together.

>> Learn more about the LifeSmarts FBLA Challenge

Spring Challenge
January 27 – February 21, 2025

To complete the LifeSmarts FBLA Challenge teams of two high school or two middle school FBLA students (with one serving as the team captain) complete:

  • Two online quizzes together
    • one fifty-question Personal Finance Quiz
    • one fifty-question Consumer Rights Quiz.
      These are called “TeamSmarts” quizzes since they work as a team to complete them. These are only available on the Team Captains LifeSmarts Quizzes tab.

Participation

  • FBLA Teams are allowed to return and compete in the LifeSmarts FBLA Challenge on the state and national level as long as that team did not win first place in the LifeSmarts FBLA Challenge at a previous FBLA National Leadership Conference. Individuals may compete again with a new partner as long as neither was part of a first place in the LifeSmarts FBLA Challenge at a previous FBLA National Leadership Conference.
  • Middle School Teams and High School Teams are eligible to compete.
  • Teams can be middle school students or high school students – not a combination of both.
  • FBLA chapters may participate in state and national Varsity LifeSmarts championships
  • Four- or five-person teams compete online to advance to state competitions and possibly the National LifeSmarts Championship in April.
  • Teams must complete the online qualification quizzes before their state’s online closing date.
  • Click here to review the registration process for online competition
  • Additional Opportunities for FBLA Teams

TeamSmarts

From September through February, FBLA teams may compete against other FBLA chapters in the monthly TeamSmarts quiz. Each month the top-scoring FBLA team will receive a $100 cash prize. Click here to learn more about TeamSmarts.

Teams are eligible to win one TeamSmarts award per program year. This includes one team per chapter, school, county, etc.
To compete for the FBLA TeamSmarts award, coaches must select “FBLA” for their team type or list FBLA in the drop-down menu under “what type of team is this?”

To compete in the LifeSmarts FBLA Challenge, please see Mr. Peregrin on or before Friday, January 24 for registration.

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